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Electronic Banking

The Municipality of the District of Chester property taxes may be paid online or through telephone banking at most financial institutions. When using either of these methods of payment, please note that the Municipality's electronic bill payment name may be different at each financial institution. Please check the table below to determine the appropriate name for your bank and then click on logo to go to the online banking site.

*******NO EMAIL MONEY TRANSFERS*******

 

Financial Institution  Property Tax Electronic Bill Payment Name 
BMO T2RB E  Chester Mun of District of Taxes
CIBC CR KEY 2C RGB  Chester District Tax 
  newross vert col rev Telepay Only 
RBCRB LogoDes H rgbPE Chester (Municipality of) Taxes
BNS Chester (District) Taxes
TD Chester Municipality Taxes

Tax Payment Options

Payment can be made

We will accept

  • cash (in person ONLY)
  • cheque (post-dated cheques accepted)
  • money order
  • debit
  • credit card (ONLY online or by calling 1-866-810-2882 within North Americaor 1-905-288-3371 outside of North America)

Our mailing address is (please do not mail cash)

151 King Street
P O Box 369
Chester NS   B0J 1J0                    *write your Municipal account number on the front of your cheque!

Our office is open Monday to Friday from 8:30 a.m. to 4:30 p.m. and is located at 151 King Street, Chester (bring your tax bill)

Our secure mail drop box is to the right of the main door.

 

Interest on Overdue Taxes

Interest is currently being charged at a rate of 1% per month on the total arrears until the amount is paid in full. Property tax bills do not reflect interest charges incurred since the billing date. Please call (902) 275-3554 or email This email address is being protected from spambots. You need JavaScript enabled to view it.  to confirm the balance of your account.

 

Payment by Mortgage Companies

Please send a copy of your property tax bill to your mortgage company if they are responsible to pay the taxes on your behalf. Please do not assume we have forwarded a copy of your bill to them.

 

Assessment Inquires

Questions regarding Property Assessment must be directed to the Property Valuation Services Corporation at 1-800-380-7775. This tax bill must be paid even when an assessment appeal has been filed. Interest will accrue accordingly if payment is not received. Any overpayment as a result of an appeal decision will be refunded.

 

Fees
We charge $30 for Tax Certificates. Please call the Administration Department at 902-275-3554 and ask for the Revenue Administrator if you require a Tax Certificate.

 

 

 

 

Tax Sales

There are no Tax Sales at this time.

 

What is a Tax Sale?

Tax accounts that are two years in arrears are eligible for tax sale.

The process for preparing for a tax sale is

  1. A list is prepared of properties to be sold;
  2. Preliminary notices are mailed out to customers stating that tax sale procedures will begin in 14 days (or longer if Council so determines);
  3. A title search is carried out and survey if needed;
  4. The Notice of Tax Sale is served, and the Sale will be held no earlier than 60 days after the Notice;
  5. When the Tax Sale closes, purchasers have three days to submit full payment;
  6. The Municipality issues the certificate of sale to purchaser, records it at the Registry of Deeds, and sends it to the original owner along with a notice of "right to redeem" if applicable;
  7. The Municipality then issues a tax deed (at the request of the purchaser) and upon fee payment provided the right to redeem has not been exercised (the right to redeem expires six months after the tax sale);
  8. If the property owner comes in to pay the arrears (and all expenses associated with the Sale) before the final step, they can assume ownership again.

Customer Care

Property Taxes are levied twice a year by an Interim and Final Notice. Interim Bills are usually sent in April with payment due in June and Final Bills are typically sent out in August with payment due in November.

  • Taxes are generally calculated by multiplying the tax rate by the assessed value on the property.
  • Property Valuation Services Corporation (PVSC) determines the assessment value of a property.
  • Council determines the residential and commercial tax rates.

 

Calculate Your Taxes

Residential properties: Assessment value (on assessment notice and tax bill) ÷ 100 x residential tax rate = Residential Property Tax

Commercial properties: Assessment value (on assessment notice and tax bill) ÷ 100 x commercial tax rate = Commercial Property Tax

 

Payment Options

 

Tax Exemptions

You may qualify for a property tax exemption of up to $500! Click here for details.

 

Assessment Appeals

If you are unhappy with assessment value of your property, you can appeal to Property Valuation Services Corporation. To check out what process you should follow, please click here for a link to PVSC's website.

 

Questions?

For questions about your tax bill or the tax rate, contact the Administration Office at 902-275-3554 or This email address is being protected from spambots. You need JavaScript enabled to view it.

For questions about your assessment, contact Property Valuation Services Corporation at 1-800-380-7775

Exemptions and Rebates

Municipal Property Tax Exemptions

Do you qualify for a property tax exemption? You may if ALL of the following applies to you:

  • The total income from all assessed owners, including spouses and common law spouses, residing at the property, and total income from those persons who hold an interest in the property and contribute to the household income together is less than $19,000.00 in the 2015 calendar year.
  • Exemptions are only for residential property tax on the principal residence. Although all owners do not have to live in the residence, it must be a principal dwelling of one of the owners.

The application is an affidavit and must be completed at the Municipal Office. Proof of income is required. Please bring your Notice of Assessment from Revenue Canada with you.

To view the form and Policy, please open the P-25 Tax Exemption Policy or call the Revenue Administrator at 902-275-3554.

 

Home Efficiency Rebate

The HomeWarming program is offered to qualifed homeowners in our area. If eligible, the Clean Foundation will conduct a free energy assessment of your home that will identify where energy is being lost. If they discover upgrades that will reduce your heating and power costs, they will install them free-of-charge!

Examples of available upgrades are heat pumps, insulation, draft/weather proofing, exhaust fans, air exchangers, windows and doors.

Complete an application if:

  • your combined family income is below
    • $21,186 (1 person living in home)
    • $39,367 (2-4 people living in home)
    • $56,064 (5+ people living in home)
  • you own a single-unit home in NS (and provide proof);
  • your home is your primary residence and you don't plan to sell it in the near future; and
  • you have not received previous upgrades from this program or the Low Income Homeowner Service.

If you meet this critera, you can apply online at www.HomeWarmingApply.ca or pick up an application at the Municipal Office in Chester. Complete the application and attach the most recent tax Notice of Assessment for each resident in your home who is 18 years or older. You will also need to attach proof of home ownership, such as your property tax assessment notice, property tax bill or the bill of sale (civic number and your name must be on it). Send your application to the contact listed on the form. Within three weeks, a HomeWarming representative will contact you.

HomeWarming is an initiative of the Province of Nova Scotia and Nova Scotia Power, administered by the Clean Foundation and Efficiency Nova Scotia. For more information, visit the Municipal Office to pick up a brochure, go to www.homewarming.ca or call 1-877-434-2136.

Paymentus

paymentus logo

The Municipality of the District of Chester has partnered with Paymentus Corporation to bring you the convenience of paying your property taxes using your Visa or MasterCard.

How do I access this Service?

Customers should be ready with

  • your account number (located on your tax invoice)
  • the balance owed on your bill
  • your credit card

To access the service either:

  • Call 1-866-810-2882 toll free, and you will be linked to a secure automated telephone payment system powered by Paymentus Corporation.

OR

  • Click on the Paymentus logo at the top or click here, and you will be transferred to a secure web page powered by Paymentus Corporation.
    • Enter your payment information, including account number, credit card details and payment amount;
    • Confirm service fee; and
    • You will be provided with a confirmation number if the transaction is successful.

 

Frequently Asked Questions

How will my payment be confirmed?

The Municipality will receive instant notification of your payment and it will be posted to your account the next business day. For each payment you will receive a confirmation number. We will also send you an email confirmation for your records.

Why is there a service fee?

Paymentus charges a fee to use their service. The fee covers payment handling and processing charges.

Is the District of Chester getting any part of the fee?

The Municipality of the District of Chester does not receive any part of the service fee. Paymentus is an independent company providing a service for the Municipality of the District of Chester.

How much will I be paying in convenience fees?

$3 per $100 for bill amounts up to $500
$3 per bill if amount is less than $100
2.65% of the bill amount if the bill is between $500 and $2,000
For amounts greater than $2,000, bills must be paid in two steps, each with the applicable service fee

 

How do I get more information on credit card payments?

If you have questions, please call us 902-275-3554.

Universal Sewer Charges and Procedure

You may have received a letter from the Municipality about the recent changes to the Municipal Sewer By-Law. Council adopted a new method of charging for sewer services, and it will be applied universally to users of all six municipal sewer systems.

After hearing from property owners and businesses both in the Village and throughout the Municipality, Council adopted a method designed to be fair and more sustainable than in the past.

The universal sewer charge is based on "equivalent dwelling units" (EDUs). One EDU is equal to the estimated flow generated by one single-family residence. Properties that generate a higher flow (such as restaurants or homes for special care) are designated a higher number of EDUs. The value of one EDU is $529.63, which is calculated by dividing the total amount needed to maintain and operate all six central sewer systems by the number of users and their estimated usage.

Property tax bills reflect the number of EDUs for the property multiplied by the EDU rate of $529.63. To view the EDU chart for the Municipality, please look under Schedule A of the Municipal Sewer By-Law.

If you have any concerns or questions about the assessed EDU for your property or about the system itself, we welcome your call at 902-275-1312. You can also send us an email by clicking This email address is being protected from spambots. You need JavaScript enabled to view it.. If your assessed EDU is greater than one, you can also request a review of your property and sewer charge adjustment. Please read the Sewer Service Review Procedure, print, and complete the form included in it. Return the form by February 15 each year to the Municipal Clerk.

With regard to the Chester Sewer System, over a number of years, funds were collected from users in excess of that spent and a surplus of approximately $355,000 has accumulated. Primarily, this is a result of spending that did not take place on anticipated capital projects. However, these capital projects are still required to improve and maintain the Chester Sewer System and the plan is that all of the surplus will be expended on that specific system within the next year or two. These surplus funds are accounted for separately in the general operating account and as such, the users of the system can be assured that all of the monies they paid in through their sewer rate will be used for the benefit of the Chester Sewer System. If you have any questions regarding the surplus please contact the Director of Finance at 902-275-3554. You can also email the Director of Finance by clicking This email address is being protected from spambots. You need JavaScript enabled to view it..

Tax and Area Rates

*The Fire Protection Area Rates listed in the table below for Districts 1, 5 & 6.Copy of 2015-16 Area Rates 001

Taxation Services

Due Dates

The Municipality of the District of Chester levies property taxes twice a year through an Interim and Final Notices. Interim bills are usually sent in April with a due date of June 15, and Final bills are usually sent in September with a due date of November 15.


How Taxes are Calculated

Taxes are calculated by multiplying the tax rate (set by Council) by the assessed value of the property (set by Property Valuation Services Corporation PVSC).

During budget preparations (when the tax rate is set for the year), Council takes several things into consideration.

  • capital projects to be completed
  • amount of mandatory obligations required by the Province (education, policing, etc.)
  • expected expenses and revenue for the year
  • the assessment roll provided by PVSC...if assessments are up significantly, the tax rate will stay the same or decrease.

If expenses are higher than revenue, either projects are cut or tax rates increase.

Area rates are applied in addition for specific services:

  • Waste collection;
  • Fire services (collected by Municipality on behalf of Fire Commissions);
  • Private road maintenance;
  • Streetlights;
  • Private wells in Mill Cove; and
  • Central sewer.

The Municipality does not determine the mandatory financial obligations to the Provincial or area rates levied by Village Commissions. Amounts/rates are submitted to us and we collect them on their behalf. Click here to see the Municipality's tax and area rates for this fiscal year.

PVSC assesses properties based on a number of factors including lot size, square footage, number of bedrooms and bathrooms, finished basements, fireplaces, etc.